When it comes to medical emergencies or planned treatments, cashless hospitalization can be a true lifesaver. It allows patients to receive the best care without worrying about paying hospital bills upfront. Instead, the insurance company directly settles the expenses with the hospital.
At Sushrut Piles Hospital, a network hospital under MediAssist, patients can easily experience seamless cashless hospitalization. Whether you are undergoing piles treatment or any other surgical procedure, knowing how to avail cashless hospitalization through MediAssist can make your healthcare journey stress-free.
In this guide, we’ll walk you through the step-by-step process of availing cashless hospitalization in MediAssist, its benefits, required documents, and some useful tips for a hassle-free experience.
What is Cashless Hospitalization?
Cashless hospitalization is a facility provided by your health insurance company that allows you to get medical treatment without paying directly at the hospital. Instead of you making the payment and later applying for reimbursement, the insurer settles the bill directly with the hospital — subject to the policy terms and coverage.
This facility is available only at hospitals that are part of your insurer’s network of hospitals. For example, Sushrut Piles Hospital is an empanelled hospital under MediAssist, meaning patients with a valid MediAssist cashless insurance policy can get treatment without paying upfront.
Benefits of Cashless Hospitalization
1. No Immediate Payment Required
You don’t need to pay hospital bills at the time of admission or discharge. MediAssist handles the settlement directly with the hospital.
2. Peace of Mind During Emergencies
In emergencies, every minute counts. Cashless hospitalization ensures you can focus on recovery instead of worrying about arranging funds.
3. Transparency & Convenience
All bills and claims are managed electronically, minimizing paperwork and errors.
4. Wide Network of Hospitals
Through MediAssist’s vast network, finding a cashless hospital near you is easy and quick.
Step-by-Step Guide: How to Avail Cashless Hospitalization in MediAssist
Here’s a detailed walkthrough of how to avail cashless hospitalization through MediAssist, whether for planned treatment or emergencies.
Step 1: Choose a Network Hospital
Before your treatment, check if your chosen hospital is listed in MediAssist’s network. You can:
- Visit MediAssist’s official website or app.
- Search for “cashless hospital near you” using your city name.
- Or directly contact Sushrut Piles Hospital, which is a MediAssist-approved network hospital in Vadodara.
Choosing a network hospital is the first and most crucial step for a smooth cashless hospitalization process.
Step 2: Inform MediAssist in Advance (Planned Admission)
If your treatment is pre-planned (for example, piles surgery or laser procedure), inform MediAssist at least 48–72 hours before admission.
Provide these details:
- Patient name and MediAssist ID.
- Name of the network hospital (e.g., Sushrut Piles Hospital).
- Doctor’s advice for hospitalization.
- Proposed date of admission.
MediAssist will send a pre-authorization form to the hospital for approval. Once approved, you’ll receive confirmation for cashless hospitalization.
Step 3: Emergency Hospitalization (Intimation Within 24 Hours)
In emergencies, don’t worry about pre-intimation.
- Get admitted immediately to a MediAssist network hospital.
- The hospital’s insurance desk will contact MediAssist directly.
- Submit your insurance card and ID proof for quick verification.
Inform your insurance company within 24 hours to activate the cashless hospital facility.
Step 4: Fill the Pre-Authorization Form
The hospital’s TPA (Third Party Administrator) desk will assist you in filling out the MediAssist pre-authorization form.
This form includes:
- Policyholder’s details
- Diagnosis and treatment plan
- Doctor’s remarks
- Estimated treatment cost
Once completed, it is sent to MediAssist for approval.
Step 5: Approval from MediAssist
MediAssist reviews your application, verifies your cashless insurance policy, and confirms if the treatment is covered.
If everything matches policy guidelines:
- Approval is granted within a few hours.
- The MediAssist sends a confirmation to the hospital.
If there’s a query, additional documents may be requested — like medical reports or doctor’s notes.
Step 6: Receive Treatment Without Worry
After receiving MediAssist’s approval, you can undergo your treatment without making any payment at the time of admission or discharge.
All expenses covered under your cashless insurance policy are directly settled between the hospital and MediAssist.
Step 7: Discharge & Bill Settlement
Once your treatment is completed:
- The hospital prepares the discharge summary and final bill.
- These documents are sent to MediAssist for claim settlement.
- MediAssist verifies and pays the hospital directly.
You may need to pay for non-medical expenses (if any) like food charges or personal items, depending on your policy coverage.
Documents Required for Cashless Hospitalization
When availing cashless hospitalization, keep these documents ready:
- MediAssist Health Card or E-card
- Valid photo ID proof (Aadhar, PAN, or Passport)
- Doctor’s admission advice or prescription
- Health insurance policy copy
- Diagnostic test reports (if applicable)
- Filled pre-authorization form
Having these handy ensures faster approval and smooth processing.
Tips to Ensure a Smooth Cashless Hospitalization Experience
- Always carry your MediAssist card and ID proof.
- Choose a recognized cashless hospital near you to avoid delays.
- For planned procedures, inform MediAssist well in advance.
- Read your cashless insurance policy carefully to understand exclusions.
- Keep copies of all reports, discharge summaries, and bills.
- Confirm whether the hospital accepts your insurer’s TPA (MediAssist in this case).
At Sushrut Piles Hospital, our patient care desk assists you throughout the process, from documentation to final approval — making your cashless hospitalization experience effortless.
Why Choose Sushrut Piles Hospital for Cashless Treatment?
- Empanelled with Major TPAs, including MediAssist.
- Specialized in Piles, Fissure, and Fistula Treatments using advanced laser techniques.
- 24×7 Insurance Help Desk for guiding patients on how to avail cashless mediclaim.
- Transparent & Hassle-Free Process handled by experienced staff.
Our goal is to ensure that every patient can focus on recovery, while we handle the insurance and paperwork seamlessly.
Final Thoughts
Understanding how to avail cashless hospitalization with MediAssist can save you from unnecessary stress during a medical emergency or planned procedure. By choosing a network hospital like Sushrut Piles Hospital, you can receive quality treatment without worrying about financial arrangements.
From checking eligibility to claim settlement, every step of cashless hospitalization is designed to make your healthcare journey simpler, faster, and worry-free.
So next time you or your loved ones need medical treatment, remember — with cashless hospitalization, your health comes first, not the hospital bill.
Frequently Asked Questions
It’s a facility where the insurer directly pays the hospital bills, so you don’t have to pay up front.
Choose a MediAssist network hospital, fill out the pre-authorization form, and get approval before admission.
Health card, photo ID, doctor’s advice, and insurance policy copy.
Yes. Visit a MediAssist network hospital and inform MediAssist within 24 hours.
Sushrut Piles Hospital is a MediAssist-approved hospital offering easy cashless hospitalization services.